- Transaction alerts Turn on notifications for everything, purchases, withdrawals, transfers. If someone’s using your card or account, you’ll know instantly. Bonus: You will catch those sneaky subscriptions or accidental double charges, too.
- Low balance warnings Set an alert for when your account dips below $100 or $250. This is your early-warning system before you bounce a payment or rack up those ridiculous overdraft fees.
- Bill due reminders Even if you use auto-pay, reminders are key. They give you time to catch weird charges or sudden increases before your money vanishes.
- Login and security alerts Make sure your bank app alerts you when someone logs in, changes your password or tries (and fails) to sign in. And if you haven’t already, turn on two-factor authentication, or better yet, use an authenticator app.
- Voiceprint? No thanks Here’s the creepy part. Some banks quietly enroll you in voice ID without really telling you. When you call customer service, your voice may get recorded and stored as a login method. It happened to me. I asked to opt out and got a speech about “added security.” Sure, but voice cloning is real. With just a few seconds of audio, scammers can mimic your voice and use it to break in.So call your bank. Ask if you are enrolled in voice ID. If you are, opt out immediately. It takes five minutes and could save you from a total headache or worse.
You know what they say. In Soviet Russia, you rob banks. In capitalist America, banks rob you! Now, use those simple share icons below to spread this important information with your friends. Together, we can save the world
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